Credit Card Rates

VISA® Credit Card

Family Financial Credit Union can help you get the cash you need. Our credit cards are designed to serve your unique needs. Whether you’re looking for a low interest rate credit card or one with a few added perks, a Family Financial Credit Union VISA® card will serve your needs.

VISA® Platinum

Designed with you in mind, our VISA® Platinum card offers you convenience, a low interest rate and no hidden fees. Accepted at ATMs and merchants worldwide. Apply today!

  • No annual fee
  • Low interest rate
  • Credit limits up to $5000
VISA® Platinum Preferred

Enjoy the additional benefits available from VISA® with the Platinum Preferred card. Every dollar you charge earns you one point. Use points towards airline miles or to purchase name brand merchandise.

Apply today to start earning points!

With a fixed rate, no annual fee, and the ability to earn reward points with every dollar spent in net retail purchases, our Platinum Preferrred VISA® is the perfect choice for members who want to earn something extra for their everyday purchases.

  • No annual fee
  • Low interest Rate
  • Credit limits up to $20,000
  • 24 hour emergency card replacement
  • ScoreCard Bonus Points Program – Lets you earn points from retail purchases to use for FREE travel and gifts.

ScoreCard Link

Visa® Platinum Preferred Credit Card

Annual Percentage Rate for Purchases
8.9%
Other APR* Cash Advances, Balance Transfer
8.9%
  Grace Period for Repayment of the Balances for Purchases
  25 Days on Average
  Balance Computation Method for Purchases
  Average Daily Balance including new purchases
 Card Replacement Fee
 Late Payment Fee
 $5.00 per card 5% of current payment due (min. $5.00; max $20.00)
 Returned Payment Fee Document Copy Fee
 $20.00 $10.00
  Transaction Fees
  Foreign Transaction Fee- 1.00% of each transaction in U.S. dollars
 Emergency Card Replacement Fee
 PIN Replacement Fee
 $30.00 $2.00
*APR = Annual Percentage Rate. Rate may not apply to every member. All information is effective May 1, 2016 and subject to change. Please call the credit union to verify most current rates and services. Introductory rate not available for current FFCU cardholders.

 

Visa® Platinum Credit Card

Annual Percentage Rate for Purchases
11.9%
Other APR* Cash Advances, Balance Transfer
11.9% APR
  Grace Period for Repayment of the Balances for Purchases
  25 Days on Average
  Balance Computation Method for Purchases
  Average Daily Balance including new purchases
 Card Replacement Fee
 Late Payment Fee
 $5.00 per card 5% of current payment due (min. $5.00; max $20.00)
 Returned Payment Fee Document Copy Fee
 $20.00 $10.00
  Transaction Fees
  Foreign Transaction Fee- 1.00% of each transaction in U.S. dollars
 Emergency Card Replacement Fee
 PIN Replacement Fee
 $30.00 $2.00
*APR = Annual Percentage Rate. Rate may not apply to every member. All information is effective May 1, 2016 and subject to change. Please call the credit union to verify most current rates and services. Introductory rate not available for current FFCU cardholders.

Credit Card Account Disclosure