Checking

Get paid to bank here! Choose from one of these three accounts that will pay you cash back with easy qualifications to earn rewards. Don’t worry because if you do not qualify within any monthly cycle, you still receive your checking account for free and will have the opportunity to qualify again during the following monthly cycle.


  • Earn 2.25% APY* on balances up to $7,500.
  • Earn 0.15% APY* on balances over $7,500.
  • Earn 0.05% APY* even if you do not qualify that month.
  • Foreign ATM fee refunds up to $25.00 per monthly cycle.


  • Earn 3.00% cash back on debit card purchases, up to $9.00 maximum per monthly cycle.
  • Foreign ATM fee refunds up to $25.00 per monthly cycle.


  • $20.00 credit at account opening that can be applied to any purchase at Amazon, iTunes, or Google Play.
  • Up to $10.00 credit per monthly cycle, towards any purchase at Amazon, iTunes, or Google Play.
  • Foreign ATM fee refunds up to $25.00 per monthly cycle.
To qualify for these Kasasa rewards monthly you need to:
  • Have at least 12 signature-based debit card purchases that post and settle within the monthly cycle.
  • Be signed up for eStatements.
  • Access on-line banking once during the monthly cycle.

Limit of one Kasasa account (Kasasa Cash, Kasasa Cash Back, and Kasasa Tunes) per member.

All Checking Accounts Include:
  • Unlimited transactions.
  • Mobile Banking App that is specially designed for your iPhone, and Android phones. Get quick and easy access to your FFCU’s Online Banking account, pay your bills, transfer funds, and even make your loan payments! Visit the Apple App Store or Google Play to download the FFCU’s Mobile Banking App.
  • Access to thousands of ATMs with your Debit MasterCard. Your transactions are FREE at more than 30,000 Co-Op ATM machines. Plus, your card works wherever MasterCard is accepted for quick and easy payment.
  • Overdraft protection available. Rather than automatically returning unpaid non-sufficient fund items you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. If your account is overdrawn, you will be charged a non-sufficient fund or overdraft charge as set forth in our fee schedule for each item that creates an overdraft on your account. Of course we are not promising to pay your overdrafts as not all accounts are eligible, and you are still financially responsible to repay your debt.
  • Free online banking and online bill pay. Access your account information, transfer funds, pay your bills online without writing a check, and more! It’s all available through FFCU’s online banking 24/7, and it’s free!
  • Telephone access to your account 24/7 through FFCU’s audio teller phone service.
  • e-Statements. Save a tree, and help reduce the risk of identity theft.

Take a look at our 2017 qualification calendar!

Reorder Checks Online

 

Also don’t forget if the primary member is 59 years old they are qualified for our “Senior Advantage”. They must have direct deposit from Social Security before receiving their FREE checks!