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Home Equity Loans


Want to feel more secure about your future? Home Equity Loans at Family Financial Credit Union will help you do just that. As a homeowner, you can use your home's equity to finance virtually anything, including home improvement projects, debt consolidation, family vacations, college tuition and much more!

Home Equity Line-of-Credit Loans

  • Variable rate line-of-credit
  • No fees for qualified borrowers
  • Access your funds as often as you wish for up to 5 years
  • Borrow up to 80% of your home's equity
  • Interest may be tax deductible (consult with your tax advisor)
  • Receive funds 4 business days after closing
  • Make balance inquiries, obtain payment information, transfer loan payments or get loan advances through FFCU's FREE Online Banking program

Home Equity Fixed-Term Loans

  • Low, fixed rates with terms from 5 to 15 years
  • No fees for qualified borrowers
  • Borrow up to 80% of your home's equity
  • Interest may be tax deductible (consult with your tax advisor)
  • Receive funds 4 business days after closing
  • Make balance inquiries, obtain payment information or transfer loan payments through FFCU's FREE Online Banking program

What information should I bring to my appointment?

  • Legal description of property from deed or title insurance
  • Recent appraisal and/or property tax statement disclosing SEV
  • Current income verification
  • Proof that current property taxes are paid current

What is required at the closing of my loan?

  • Driver's license
  • Copy of homeowner's insurance policy adding FFCU as an additional loss payee

Please see our current rates page for our up-to-date interest rates. For more information, contact the credit union at 231.733.4600 or 800.332.0779.

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