Big Dreams Start with Smart Financing
Whether you're preparing for college, working toward an advanced degree, or looking for a better way to manage existing student loans, Family Financial Credit Union is here to help you take the next step.
Through our partnership with Student Choice, you can explore competitive student loan and refinancing options designed to help make paying for your education more manageable.
Compare rates, explore your options, and find a financing solution that works for you.
Student Loan Solutions for Every Stage
From your first semester to your final student loan payment, having the right financing can make a difference.
Private Student Loans
Focus on your education, not how you'll pay for it.
College is an investment in your future. Whether you're pursuing an undergraduate or graduate degree, Student Choice offers private student loan options to help cover education-related expenses that other financial aid may not cover.
Student Loan Benefits:
Competitive Rates: Explore fixed and variable interest rate options.
Flexible Financing: Help cover tuition, books, housing, and other eligible education expenses.
Convenient Line of Credit: Apply once for financing throughout your undergraduate or graduate education, subject to annual review and qualification.
Easy Online Application: Compare your options and get started from wherever you are.
Personalized Support: Access one-on-one assistance when you have questions about financing your education.
Spend less time worrying about financing and more time focusing on your future.
Student Loan Refinancing
Your education is behind you. Your financial future is ahead.
Already have student loans? Refinancing could help you take greater control of your repayment strategy.
Through Student Choice, you can explore refinancing options for existing private and federal student loans, including eligible Parent PLUS loans.
Refinancing Benefits:
Simplify Repayment: Combine multiple eligible student loans into one loan with one monthly payment.
Explore Competitive Rates: See whether you qualify for a lower interest rate.
Adjust Your Repayment: Explore repayment terms that better align with your financial goals.
Fixed and Variable Options: Compare different interest rate structures.
Convenient Online Process: Review your options and take the next step online.
Whether you're looking to simplify your finances or explore potential savings, refinancing could be worth a closer look.
Important: Refinancing federal student loans into a private loan means giving up federal borrower protections and benefits, including certain income-driven repayment plans, deferment options, and potential loan forgiveness programs. Carefully review your options before refinancing.
Why Explore Student Choice?
Finding the right student loan shouldn't feel like another college exam.
FFCU's partnership with Student Choice gives you access to convenient tools and resources to help you make informed borrowing decisions.
Compare Personalized Options: Explore available rates and estimate potential monthly payments.
Apply Online: Start your application from your computer or mobile device.
Get Expert Guidance: Connect with Student Choice's college counselors for one-on-one support.
Access Helpful Resources: Find answers to common questions about student loans, refinancing, and repayment.
Getting Started is Easy!
1. Explore Your Options
Visit our Student Choice referral page and choose private student loans or student loan refinancing.
2. Compare Rates and Payments
Provide some basic information to explore available rates and estimate monthly payments.
3. Take the Next Step
Review your options and begin the online application process when you're ready.
Frequently Asked Questions
What expenses can private student loans cover?
Private student loans may help cover eligible education-related expenses, including tuition, books, housing, and other qualifying costs.
Do I need to apply for a new student loan every school year?
Student Choice offers a line of credit designed to cover your undergraduate or graduate education without requiring a completely new application each year. Continued access to funds is subject to annual review, credit qualification, and satisfactory academic progress requirements.
Can I refinance more than one student loan?
Yes. Student Choice offers refinancing options that may allow you to combine multiple eligible student loans into a single loan with one monthly payment.
Can I refinance federal student loans?
Federal student loans may be eligible for private refinancing. However, refinancing them means losing access to federal benefits and protections. Be sure to compare your options carefully before making a decision.
How do I find out what interest rate I qualify for?
Visit the Student Choice referral page to explore available rates and loan options based on your information. Final rates and terms depend on eligibility and applicable underwriting requirements.
What’s Next?
Whether you're just beginning your college journey or ready to tackle existing student debt, FFCU and Student Choice can help you explore your financing options.
Your future is worth investing in. Let's get started!
Student loan and refinancing options are available through FFCU's referral partnership with Student Choice. Loan availability, eligibility, rates, and terms are subject to applicable lender requirements. Visit Student Choice for current offers, complete terms, and disclosures. Consider federal student aid options before applying for private student loans.